{"id":19721,"date":"2018-08-09T11:31:10","date_gmt":"2018-08-09T09:31:10","guid":{"rendered":"https:\/\/acc.creditexpo.be\/\/?p=19721"},"modified":"2018-08-14T11:32:18","modified_gmt":"2018-08-14T09:32:18","slug":"la-fin-des-frais-supplementaires-pour-les-paiements-electroniques-grace-a-la-psd2","status":"publish","type":"post","link":"https:\/\/acc.creditexpo.be\/fr\/la-fin-des-frais-supplementaires-pour-les-paiements-electroniques-grace-a-la-psd2\/","title":{"rendered":"La fin des frais suppl\u00e9mentaires pour les paiements \u00e9lectroniques gr\u00e2ce \u00e0 la PSD2"},"content":{"rendered":"

Du fait de l\u2019entr\u00e9e en vigueur de la directive europ\u00e9enne sur les paiements, la PSD 2 (Payment Services Directive), les commer\u00e7ants ne pourront plus, \u00e0 partir d\u2019aujourd\u2019hui, imputer de frais suppl\u00e9mentaires (ou surcharging) aux clients qui paient par voie \u00e9lectronique, qu\u2019il s\u2019agisse de paiements en ligne ou en magasin. Gr\u00e2ce \u00e0 ce changement, un client aura donc d\u00e9sormais une raison de plus de payer ses achats par voie \u00e9lectronique.<\/p>\n

Les avantages du paiement \u00e9lectronique<\/strong><\/p>\n

Les avantages des paiements \u00e9lectroniques sont multiples : ils sont faciles, rapides et toujours disponibles.<\/p>\n

En outre, un paiement \u00e9lectronique \u2013 qu\u2019il soit en ligne, mobile ou par carte – est beaucoup plus s\u00fbr qu’un paiement en esp\u00e8ces.<\/p>\n

Le consommateur ne se prom\u00e8ne pas avec des billets et de la monnaie qui peuvent \u00eatre perdus ou vol\u00e9s. Par contre, s\u2019il perd sa carte, il peut imm\u00e9diatement la bloquer. Le commer\u00e7ant s\u2019y retrouve aussi : ayant moins d’argent en caisse, il est moins susceptible d’\u00eatre braqu\u00e9.<\/p>\n

Enfin, un paiement \u00e9lectronique co\u00fbte moins cher \u00e0 la soci\u00e9t\u00e9. Les esp\u00e8ces doivent en effet \u00eatre imprim\u00e9es, compt\u00e9es, diffus\u00e9es, contr\u00f4l\u00e9es, retir\u00e9es de la circulation en cas de d\u00e9t\u00e9rioration, transport\u00e9es par transports de valeurs hautement s\u00e9curis\u00e9s … Ces co\u00fbts n\u2019existent pas dans le cas des paiements \u00e9lectroniques.<\/p>\n

Le fait que la PSD 2 pr\u00e9voie une interdiction du surcharging, aucun co\u00fbt suppl\u00e9mentaire ne pouvant plus \u00eatre imput\u00e9 pour les paiements \u00e9lectroniques, renforce encore l\u2019avantage de ce mode de paiement. A partir de maintenant, il n\u2019y a donc plus vraiment de raison de ne pas opter pour le paiement \u00e9lectronique.<\/p>\n

Source: Febelfin<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Du fait de l\u2019entr\u00e9e en vigueur de la directive europ\u00e9enne sur les paiements, la PSD 2 (Payment Services Directive), les commer\u00e7ants ne pourront plus, \u00e0 partir d\u2019aujourd\u2019hui, imputer de frais suppl\u00e9mentaires (ou surcharging) aux clients qui paient par voie \u00e9lectronique, qu\u2019il s\u2019agisse de paiements en ligne ou en magasin. Gr\u00e2ce \u00e0 ce changement, un client […]<\/p>\n","protected":false},"author":7,"featured_media":18586,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[47],"tags":[],"class_list":["post--19721","post","post--type-post","post--status-publish","post--format-standard","post--has-post-thumbnail","post--hentry","post--category-consommateur"],"acf":[],"yoast_head":"\nLa fin des frais suppl\u00e9mentaires pour les paiements \u00e9lectroniques gr\u00e2ce \u00e0 la PSD2 - Credit Expo Belgi\u00eb<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acc.creditexpo.be\/\/fr\/la-fin-des-frais-supplementaires-pour-les-paiements-electroniques-grace-a-la-psd2\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La fin des frais suppl\u00e9mentaires pour les paiements \u00e9lectroniques gr\u00e2ce \u00e0 la PSD2 - Credit Expo Belgi\u00eb\" \/>\n<meta property=\"og:description\" content=\"Du fait de l\u2019entr\u00e9e en vigueur de la directive europ\u00e9enne sur les paiements, la PSD 2 (Payment Services Directive), les commer\u00e7ants ne pourront plus, \u00e0 partir d\u2019aujourd\u2019hui, imputer de frais suppl\u00e9mentaires (ou surcharging) aux clients qui paient par voie \u00e9lectronique, qu\u2019il s\u2019agisse de paiements en ligne ou en magasin. 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